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Juan Erik Sirait, 3120013 (2023) PENGARUH KARAKTER, KONDISI EKONOMI, MOTIVASI HEDONIS DAN MANAJEMEN HUTANG TERHADAP KREDIT MACET PINJAMAN ONLINE DI KABUPATEN KARAWANG. S1 publication, Sekolah Tinggi Ilmu Ekonomi Harapan Bangsa.

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